Savings Accounts

Savings Accounts

M1 Bank knows the importance of planning for the future. Our savings and money market accounts give you the options you need to set aside the money to make your plans come true.

All Accounts Include

  • Free Online Banking
  • Free eStatements
  • Free Mobile Banking with Mobile Deposit*
  • Competitive Interest Rates**
*Must meet requirements for mobile deposit. Limitations Apply. Standard data rates and restrictions may apply.
**Interest rates are subject to change at any time

M1 Ultimate Savings

Additional Account Features

  • Minimum Open Deposit $100
  • $5 quarterly service charge if balance is < $100
  • 6 free withdrawals per month***, $1 fee per exceeding withdrawal
  • Interest compounded and paid quarterly
  • Unlimited in-person withdrawals.
***During any month, you may not make more than 6 withdrawals or transfers to another account of yours or to a third party by means of a preauthorized or automatic transfer or telephone order or instruction, computer transfer, or by check, draft, debit card or similar order to a third party.

Christmas Club

Additional Account Features

  • No minimum open deposit
  • No monthly service charge
  • Interest compounded and paid quarterly
  • Statement and funds released end of October
  • Minimum $25 penalty for early withdrawal or 3% of current balance