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Personal CD and IRA Products

M1 Bank offers a wide variety of CD and IRA options with fixed rates so you know exactly what you are earning. Pick the term that fits your needs and lock in the rate. Then sit back and relax and WE will handle the rest.

 

All Accounts Include:

  • Fixed rates for guaranteed returns
  • No set-up or annual fees
  • Convenient automatic renewals
  • Competitive Interest Rates*

*Interest rates are subject to change at any time

Certificate of Deposits

Additional Account Features

  • Minimum Open Deposit $500
  • Variety of Terms available from 3 to 60 months

Individual Retirement Accounts (IRAs)

Additional Account Features

  • Minimum Open Deposit $500
  • Variety of Terms available from 3 to 60 months
  • Traditional and Roth IRAs are available

Savings IRAs

Additional Account Features

  • Minimum Open Deposit $1,000
  • Eligible for additional ‘catch up’ contribution for ages 50+

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