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Internet Banking and Bill Pay

Internet Banking is available to our customers. Enrollment forms and a demonstration are available on our homepage. Please read the terms and conditions before accepting them.


Check Imaging

Using a new process called check imaging your monthly statement will feature this. You will receive images of your checks and deposits. We will be able to scan the front and back of your original checks into our computer system and permanently store them. The scanned image becomes a permanent digital document and can be reproduced at any time. Your new digitized check images will be sent to you each month. These images will be organized by check number and placed on 8.5” x 11” sheets of paper for easy storage in a three-ring binder. These images will be sent to you instead of your original checks. Image Statements allow us to offer you a better and more convenient checking service.


Access 24

For your convenience, you have access to your account 24 hours a day. Through this touch-tone banking, you can transfer money and check account balances by simply dialing 573-363-9720.

Shazam ATM / Debit Card

The Shazam debit card allows you to withdraw funds from your checking account without having to write a check. You can purchase gas, groceries or anything else usually wherever a credit card is accepted. Plus, the Shazam debit card performs all the functions of an ATM card. Come in and fill out an application today. If you are approved you will receive your new card and PIN (card and PIN are mailed separate for security purposes) within two weeks. The bank's never closed when you use your ATM card. Your ATM card gives you access to your checking and/or savings account 24-hours a day, 7 days a week.

M1 Bank ATM Location

M1 Bank, has a convenient drive-up ATM at our facility located at 41 State Rd W.

Cashier Checks

Cashiers checks are available. See fee schedule for any fees that may apply.

Wire Transfers

When you need to send money fast, a wire transfer is a great way to do it. All requests must be received before 3pm. see the fee schedule for all applicable charges.

Safe Deposit Boxes - not FDIC insured

5x3 $10.00
5x5 $15.00
3x10 $15.00
6x10 $25.00
9x10 $35.00

Safe Deposit Boxes are available to our customers only.

Overdraft Privilege

Overdraft Privilege is an overdraft privilege service provided to you by M1 Bank. This service provides you with a safety net for unexpected situations or for emergencies when the funds in your checking account are not adequate to cover the transaction. This service helps you reduce the cost incurred from having a check returned to a merchant and preventing a negative impact on your credit history. For more information on Overdraft Privilege contact us at 573-363-5321.

Fee Schedule

Stop Payment $25.00
Wire Transfer $20.00 sending or receiving
Fax (sending $3.00 first page, $1.00 additional pages / receiving $1.00 per page)
Overdraft & Return Checks $25.00 each
Overdraft & Return Checks - $250.00 Daily Maximum
Copy of a Statement $5.00
Copy of a Check $1.00
Copies $.25 per page
Computer Printouts $.50 per page
Replacement Debit Card $10.00
PIN Number $5.00 each
Research and Statement Balancing fee $25.00 per hour
Dormant Account Fee $5.00 per month if Balance is less than $100.00


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